Tuesday, May 1, 2009

Independent Bankers Bank

IBB is a correspondent Bankers’ Bank dedicated to serving Southern based Financial Institutions.

For over 30 years, Independent Bankers’ Bank has consistently served community financial institutions as a critical partner and vendor.  Throughout changing, and recently turbulent times, we have been right here helping our clients navigate the future of community banking safely.


IBB is a wholly owned subsidiary of Bankers Bancorporation of Florida, Inc.  Founded in 1983, we are a state chartered, FDIC insured member of the Federal Reserve System committed to serving the interests of community based financial institutions, their officers and directors.


IBB is member owned, with client institutions in the primary states of Florida, Georgia and Alabama.  Using the collective demand and volumes of our members, we are able to achieve economies of scale that lowers the cost of payment services while returning credit participation support, investment expertise, audit / compliance review and general market insights to our member – owners. 


As part of our mission, we develop and provide asset and financial transaction related products to our clients that may not be readily available or too costly for a community financial institution to implement individually.  As the needs of our customers evolve, so too does the service offering of IBB.

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weekly economic
commentary 03/02/15

Janet Yellen’s semiannual monetary policy testimony before Congress this week was very much on script with the minutes of the January FOMC meeting revealed last week. In itself, that was no surprise, given that Yellen, like her predecessors at the helm of the Fed, has no interest in unsettling the financial markets or creating more uncertainty about prospective policy decisions than necessary. As articulated in the FOMC minutes, the recent spate of economic data, if sustained, seems strong enough to persuade the Fed to start considering a rate hike sometime later this year. But the need for patience is still evident, primarily because of the stubbornly low inflation rate underscored by feeble wage increases.